Amit Chawla, CFA, CFP®, ChSNC®

Fifty years ago, most people with even moderate special needs were institutionalized throughout their adult lives. Now, thanks in part to societal changes and decades of litigation, most people with special needs, including those with very severe special needs, live in…

A sole benefit trust is a helpful estate planning tool if your family has cross-generational support needs.

If a senior with more than $2,000 in assets wants to apply for Medicaid – but also wants to provide for a disabled…

People with special needs may qualify for a variety of government benefits, including Medicaid and Medicare. It can be difficult to tell the two programs apart, especially because their names are so similar. However, Medicaid and Medicare, which account for…

Parents of children with special needs are often daunted by the different government programs that fall under the general definition of “disability benefits.” To make matters worse, two of the most common benefit programs available also have very similar abbreviated…

Many caregivers put their needs last, often giving up income to step into a caregiving role. As a result, they may suffer quality of life and financial and health issues.